MONEYFUNNY.APP / TERMS
Terms of Service
2691 Gravois Ave, Suite 2020, St Louis, MO 63118
Contact: support@fivetoclose.cloud
1. Agreement and operator
These Terms govern Money Funny at moneyfunny.app, operated by Rex Dixon (“Money Funny,” “we,” “us”). Mailing address: 2691 Gravois Ave, Suite 2020, St Louis, MO 63118. Contact: support@fivetoclose.cloud. You must be at least 18 and authorized to bind any business you represent. By affirmatively accepting these Terms when creating an account or purchasing, you agree to them. The Privacy Notice explains personal-data processing.
2. Service and orders
Money Funny provides tools for creating advertising images, scripts and AI-generated voiced videos. Available formats, quantities, prices and limitations are disclosed before purchase. An account does not itself include paid generation credits. Trial downloads, where offered, contain MoneyFunny.app branding. Paid packs include the watermark-free exports specified in the offer. No subscription or recurring charge begins unless the checkout expressly describes one and you authorize it.
3. Accounts and security
Use your own Google account and accurate information. You are responsible for activity you authorize through your account. Do not share access, bypass usage limits or access another person’s workspace. Notify support promptly about suspected unauthorized access. We may suspend access for fraud, security threats or material breach; this does not remove statutory refund rights.
4. Inputs, likenesses and permissions
You retain rights you hold in your uploaded photos, product images and written materials. You grant us and our service providers the limited rights necessary to process, store and transform that content to provide the service. Upload only materials you have permission to use, including permission from identifiable people to animate their likeness for the intended advertising use. Do not upload confidential information or sensitive personal information. We do not receive ownership of your underlying product, brand or likeness.
5. Outputs, advertising and watermarks
You may use your outputs for lawful purposes, including advertising, subject to third-party rights and these Terms. Trial output must retain its MoneyFunny.app watermark; removing, concealing or cropping that mark to avoid purchasing is prohibited. The purchased export entitlement permits watermark-free versions. AI output may be nonunique or ineligible for copyright. You must review statements, likenesses, trademarks and claims before publishing. Synthetic actors are not genuine customer endorsements. Follow applicable disclosure and advertising requirements. We do not guarantee sales, conversion rates, reach or profitability.
6. Prohibited use
Do not create deceptive impersonations, fabricated endorsements, fraud, unlawful discrimination, infringing material, sexual exploitation, nonconsensual intimate content, or sexual content involving minors. Do not use the service to harass, distribute malware, evade payment, automate abuse, or interfere with security. We may reject unlawful or prohibited requests.
7. Payment, delivery and refunds
Stripe processes payments. The checkout states the amount, currency, applicable taxes and deliverables before you pay. Digital delivery occurs through your account; generation times vary and third-party providers can fail. The Refund Policy forms part of these Terms. Duplicate charges, undelivered purchases and technical failures should be reported to support. Mandatory consumer remedies prevail over any conflicting term.
8. Availability and warranties
To the extent permitted by law, the service is provided as available without implied warranties of merchantability, fitness for a particular purpose or noninfringement. We do not promise uninterrupted access, error-free output or permanent storage. Keep your own copies of completed work. These limitations do not exclude guarantees that applicable law makes mandatory.
9. Liability
To the extent permitted by law, neither party is liable for indirect, special or consequential losses arising from this agreement. Our aggregate liability arising from the service is limited to the greater of US$100 or the amount you paid us for the service during the twelve months before the event giving rise to the claim. These limits do not apply to fraud, willful misconduct, or liability that cannot legally be limited, and do not restrict mandatory consumer remedies.
10. Missouri law and informal resolution
Missouri law governs this agreement without its conflict-of-law rules, subject to the Federal Arbitration Act and mandatory protections in your jurisdiction. Before arbitration, either party should send written notice describing the dispute and requested relief to the other; notices to us go to support@fivetoclose.cloud. We will attempt informal resolution for 30 days. This process does not prevent urgent relief or require a limitation period to expire.
11. Binding arbitration; individual proceedings; opt-out
THIS CONTRACT CONTAINS A BINDING ARBITRATION PROVISION WHICH MAY BE ENFORCED BY THE PARTIES. Except for eligible small-claims actions and claims that applicable law forbids arbitrating, either party may require a dispute arising from these Terms or the service to be resolved by a single neutral arbitrator administered by the American Arbitration Association under its applicable Consumer Arbitration Rules, or Commercial Arbitration Rules for nonconsumer disputes. Rules are available at adr.org. The Federal Arbitration Act governs this provision. Consumer hearings may occur remotely or at a reasonably convenient location as required by applicable rules; Missouri is not a mandatory travel requirement for consumers. Fees follow the applicable rules and law; we pay fees those rules allocate to the business. The arbitrator may award individual relief available in court and must issue a written decision. Both parties waive jury trial for arbitrated claims and, to the extent lawful, agree to individual proceedings rather than class or representative arbitration. Public injunctive relief and other nonwaivable remedies remain available in the proper forum. You may opt out within 30 days after first accepting these Terms by emailing support@fivetoclose.cloud with your name, account email and a clear statement opting out of arbitration. Opting out does not affect service access. If AAA cannot administer the matter, the parties may agree on another neutral provider; absent agreement, the dispute may proceed in a court with jurisdiction. A court decides enforceability of this arbitration agreement. If the class waiver is unenforceable for a claim, that claim proceeds in court, not class arbitration.
12. Changes, severability and contact
We may update these Terms prospectively, publishing a new effective date and providing notice of material changes through the service or account email. Changes do not retroactively alter completed purchases or accrued disputes without agreement. If a provision is unenforceable, the remaining provisions continue to the extent lawful. Contact Rex Dixon at support@fivetoclose.cloud for contractual notices, service issues and accessibility assistance.